Financial Planning
Services and Fees
There Are Two Ways We Can Work Together
Our primary service includes financial planning, investment management, and tax planning for a flat annual fee. We also provide one-time financial plans for individuals that are still working and want to make sure they are on track for retirement.
True Wealth Flat Fee Financial Planning
Flat Fee Financial Planning + Investment Management
We provide flat fee financial planning and investment management on an ongoing basis.
The True Wealth flat fee financial planning process begins with creating a financial life plan. The plan will serve as the foundation for future decision-making. After the initial planning process, we will typically meet twice a year to review your financial life plan and update as needed.
Our flat fee financial planning and investment management service includes:
- Investment management
- Portfolio distribution strategies
- Roth conversion planning
- Retirement planning
- Investment allocation and diversification
- Establishing a retirement spending plan
- Insurance planning
- Tax planning
- Planning for health care costs
- Deciding when to begin Social Security benefits
- Selecting a pension option
- Major purchase planning
- Legacy planning
- Relocation decisions
- Estate planning
- Other questions as they arise
Flat fee of $10,000 per year, paid quarterly.
One-Time Financial Plan
**Not currently accepting new clients for one-time plan service**
This service is ideal for individuals who are still working and want to make sure they are on track for retirement. It’s also helpful for individuals transitioning to retirement, who need help developing a coordinated tax-efficient retirement strategy, but don’t want ongoing guidance. This service typically includes two planning meetings (data gathering and plan presentation), a detailed analysis of your financial situation, a summary of our recommendations, and 30 days of email support following our last meeting.
One-Time Financial Plans may include some or all of the following topics:
- Portfolio distribution strategies
- Roth conversion planning
- Retirement planning
- Investment allocation and diversification
- Establishing a retirement spending plan
- Insurance planning
- Tax planning
- Planning for health care costs
- Deciding when to begin Social Security benefits
- Selecting a pension option
- Major purchase planning
- Legacy planning
- Relocation decisions
- Estate planning
- Other questions you may have
The fee for a one-time financial plan is $4,200. Half of the fee is due when you sign the client agreement, and the other half is due after the final meeting.